Model cost calculator

What does your AI usage actually cost? Pick a model, enter how much you use it, and see the monthly cost two ways: in MultiO tokens on one subscription, and as separate consumer subscriptions at $20 each. Every figure comes from MultiO’s published rate card — the same rates shown in the app, charged per message with the exact charge on each message’s receipt.

Model All 12 chat models in the MultiO catalogue. Messages per day Across the whole month (a 30-day month is assumed). Avg. input tokens per message Your prompt plus the conversation it carries. Avg. output tokens per message The model’s reply. A page of text is roughly 500. Separate subscriptions you’d otherwise pay for Consumer AI subscriptions are typically $20/month each.

Start free — 3,000,000 tokens Compare the model families

Rates: MultiO’s published rate card.

Or let Auto route each message

You don’t have to pick one model for everything. Leave routing on Auto and MultiO sends each message to the most cost-efficient model that can handle it — quick questions to fast, low-rate models, hard ones to flagships — or pin a flagship yourself whenever you want it. On a typical workload, a grant lasts ~3–4× longer with Auto than if every message went to a flagship model.

Modelled on a 300-message/month median workload at published rates; your mix will vary. Every message shows its exact token charge on its receipt.

How the estimate works

Token rates follow the providers’ published list prices, converted at a fixed pivot: 1,000,000 MultiO tokens = $0.15 of standard-tier usage. The calculator charges input and output at the selected model’s published per-1,000-token rates, exactly as the meter does.
MultiO Pro is $20/month and includes 80,000,000 tokens a month. Usage past the grant is covered by top-ups at the published packs ($5 / 30,000,000 tokens, $10 / 60,000,000, $25 / 150,000,000); purchased top-up tokens do not expire while your account is active.
Cached (repeat) input is charged at 0.1× the input rate, and identical repeat questions are answered from cache at no token cost — real bills can come in lower than this estimate, never higher for the same usage.
The comparison line is plain arithmetic: each separate consumer subscription costs $20/month, and each covers only its own maker’s models.

Estimates only: your actual charge is always the exact per-message figure on each receipt. Rates, the pivot and grant sizes change only with the advance notice promised in the Terms — never silently.

AI outputs may be inaccurate — verify important information before relying on it.